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Georgia Paycheck Calculator

Calculate Georgia take-home pay under the state's new flat 5.49% income tax rate, federal withholdings, and FICA payroll deductions.

Georgia Paycheck Calculator (5.49% State Income Tax)

2025/2026 Tax Rules
$
Pre-Tax Deductions (Per Paycheck)
Net Take-Home Pay (annual)22.22% Effective Tax
$54,447.00/ annual
Gross Pay:$70,000.00
Federal Income Tax:-$7,014.00
FICA Social Security (6.2%):-$4,340.00
FICA Medicare (1.45%):-$1,015.00
State & Local Tax (GA):-$3,184.00
Equivalent Paycheck Rates
Annual Net:$54,447.00
Monthly Net:$4,537.25
Bi-Weekly Net:$2,094.12
Hourly Take-Home:$26.18
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What Is a Georgia Paycheck Calculator?

The Georgia Paycheck Calculator computes net earnings in the Peach State under Georgia's comprehensive tax reform, transitioning the state to a flat 5.49% rate with generous personal exemptions ($12,000 Single / $24,000 Married).

How to Use This Calculator

  1. Enter your gross earnings in Georgia.
  2. Review net take-home pay after federal tax, FICA, and Georgia 5.49% state tax.

Georgia State Tax Formula

\text{GA Tax} = \max(0, \text{Gross} - \text{GA Exemption}) \times 0.0549

Applies a flat 5.49% rate above personal standard exemptions ($12k single, $24k married).

Worked Example

Scenario: A worker earning $70,000 in Atlanta, Georgia.

Gross: $70,000.

Federal + FICA: ~$12,305.

GA State Tax (5.49% on $58k): ~$3,184.

Net Pay: ~$54,511 ($4,542/month).

Result: Net take-home pay is approximately $4,542 per month.

Tips & Key Notes

  • Georgia plans to reduce its flat rate gradually from 5.49% down to 4.99% by 2029 if state budget targets are met.
  • Georgia does not levy local city or county personal income taxes on wages.

Frequently Asked Questions

What is Georgia's state income tax rate?

Georgia enacted a flat income tax rate of 5.49% (scheduled to decrease incrementally toward 4.99%).

Does Atlanta have a city income tax?

No. Neither the City of Atlanta nor Fulton County charges a municipal income tax on paychecks.

Does Georgia tax retirement income?

Georgia provides an exclusion of up to $65,000 per person for retirement income for individuals aged 65 and older.

What is Georgia Form G-4?

Form G-4 is Georgia's Employee's Withholding Exemption Certificate, used alongside federal W-4 to determine state payroll withholding allowances.

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