Calculate New Jersey take-home pay, NJ Gross Income Tax (1.4% to 10.75%), state unemployment/disability (SUI/FLI), and federal withholdings.
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The New Jersey Paycheck Calculator computes net earnings under the New Jersey Gross Income Tax Act, including statutory employee contributions for State Unemployment Insurance (SUI), Workforce Development, and Family Leave Insurance (FLI).
\text{Net Pay} = \text{Gross} - (\text{Fed Tax} + \text{FICA} + \text{NJ State Tax} + \text{NJ SUI/FLI})NJ brackets start at 1.4% and reach 10.75% for high earners.
Scenario: A New Jersey worker earning $85,000 as a single filer.
Gross: $85,000.
Federal + FICA: ~$16,800.
NJ State Tax: ~$3,150.
NJ SUI/FLI: ~$350.
Net Pay: ~$64,700 ($2,488 bi-weekly).
Under the reciprocal agreement, NJ residents working in Pennsylvania pay NJ income tax instead of PA tax, and vice versa.
They fund State Unemployment Insurance and Family Leave Insurance, protecting workers during medical emergencies or caregiving.
No. With rare exceptions (like Newark payroll tax on employers), NJ does not levy municipal income taxes on employees.
Like the federal government, NJ allows pre-tax 401(k) deductions. However, NJ does not exempt Section 125 cafeteria health plans in the same manner as federal code.
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