Pennsylvania Paycheck Tax Calculator
Calculate Pennsylvania take-home pay with PA flat 3.07% state income tax, local Earned Income Tax (EIT), federal withholding, and FICA.
Pennsylvania Paycheck Tax Calculator (Flat 3.07% + Local EIT)
2025/2026 Tax RulesDid this calculation save you time?
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What Is a Pennsylvania Paycheck Tax Calculator?
The Pennsylvania Paycheck Tax Calculator estimates net earnings in the Keystone State, factoring in the lowest flat state income tax rate in the nation (3.07%) alongside municipal local Earned Income Taxes (EIT under Act 32).
How to Use This Calculator
- Enter your PA gross wages.
- Account for PA flat 3.07% state tax plus local EIT (averaging 1% to 3% depending on school district/municipality).
Pennsylvania Tax Formula
\text{PA Taxes} = (\text{Gross} \times 0.0307) + (\text{Gross} \times \text{Local EIT Rate})PA levies a flat 3.07% state tax; Philadelphia charges a higher city wage tax (~3.75%).
Worked Example
Scenario: A PA worker earning $70,000 with a 1.5% local EIT.
Gross: $70,000.
Federal + FICA: ~$12,305.
PA State Tax (3.07%): $2,149.
Local EIT (1.5%): $1,050.
Net Pay: ~$54,496 ($2,096 bi-weekly).
Tips & Key Notes
- Philadelphia residents pay a specific Philadelphia Wage Tax (~3.75% for residents, ~3.44% for non-residents working in the city).
- PA does not permit standard deductions or personal exemptions against its 3.07% state tax.
Frequently Asked Questions
What is PA's state income tax rate?
Pennsylvania has a flat individual income tax rate of 3.07%, the lowest flat rate in the United States.
What is Pennsylvania Act 32 Local EIT?
Act 32 standardizes the collection of local Earned Income Taxes across PA municipalities and school districts, typically ranging from 1% to 2% (higher in Philadelphia).
Does PA tax retirement pensions?
No. Pennsylvania completely exempts qualified employer pensions, 401(k) retirement distributions, and Social Security benefits from state income tax.
How does the PA/NJ reciprocal agreement work?
PA residents working in New Jersey pay only PA state income tax and are exempt from NJ income tax on wages.
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